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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from a Breckenridge, Frisco and Dillon, Colorado NUMBER1EXPERT(S) Top Selling real estate agent(s). Contact Nancy Yearout today!

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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
What has a tremendous impact on the U.S. economy, comprising between $10-$15 trillion of the nation's wealth?

A 
Real Estate--it goes through cycles, but still has a long-term record of strong investment return.
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Nancy Yearout, REALTOR®, real estate agent and broker for Breckenridge, Frisco and Dillon, Colorado home listings, property and land for sale - NUMBER1EXPERT

Nancy Yearout
RE/MAX Properties of the Summit

220 South Main St., P.O. Box 4600
Breckenridge, CO 80424
Cell: 970-485-0293
Office: 970-453-7000
Toll-Free: 800-289-7005
Fax: 970-453-2922
E-Fax: 888-663-0127
Email: nancy@realestate-breckenridge.net

I have over 20 years experience in Breckenridge and Summit County real estate. Investment property is my specialty. I take care of the details - providing you with a trouble-free and enjoyable real estate transaction.

Equal Housing MLS REALTOR


RE/MAX Properties of the Summit real estate and homes for sale in Breckenridge, Frisco and Dillon Colorado

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